Michigan Medicine participates with most insurance plans, including but not limited to, Blue Cross/Blue Shield, Medicare, Medicaid, as well as many commercial and managed care plans. We recommend that you check with your insurance company to determine health care coverage before scheduling your appointment here at Michigan Medicine. If we have a contract with your insurance plan, you will be asked to pay for any out-of-pocket costs, such as copays, coinsurances, deductibles, as well as any non-covered services. If your insurance company does not participate with us, we will send your insurance plan a bill as a courtesy, but any amounts your insurance company does not pay will be your responsibility.
For additional billing and insurance questions, please call Patient Customer Services at:
- Toll-free (855) 855-0863 or Local (734) 615-0863, Monday through Friday from 8:30 am – 6 p.m.
Below is a list of insurances that participate with the University of Michigan. For a list of participating plans available through the Affordable Care Act Marketplace please see this page
Participating Insurance Plans:
Important information regarding Behavioral Health: Patients should always verify their behavioral health benefits by calling the Behavioral Health number listed on their insurance card or by calling their health plan. In some cases, Michigan Medicine may not be a participating provider for Behavioral Health with certain health plans. It is important that patients always check before scheduling Behavioral hHealth services at Michigan Medicine.
- Affordable Choices (SRC) Indemnity
- Affordable Choices (SRC) PPO
- Choice POS II
- Elect Choice EPO/Open Access
- Managed Choice POS/Open Access
- Medicare Advantage Plan PPO
- Open Choice PPO
- Select/Open Access
- Signature Administrators
- Student Health
- Traditional Choice/with NAP
- Aetna Better Health Medicaid/Healthy Michigan Plan
- Aetna Better Health MIChild HMO
- Aetna Better Health Premier Plan (MI Health Link)
Alliance Health and Life (AHL)
- Exclusive Provider Arrangement (EPA)
- Exclusive Provider Organization (EPO)
- HAP Personal Alliance PPO *
- HAP PPO
- Medicare PPO (Medicare Advantage)
- Medicare Supplement
- Point of Service (POS)
- Preferred Provider Organization (PPO)
AmeriHealth Caritas VIP Care Plus
Blue Care Network (BCN)
- BCN Advantage HMO (Medicare Advantage)
- BCN 65
- Blue Elect Plus
- BCN HMO
- Blue Essentials
- Blue Elect SRO
- Blue Cross Preferred *
- Blue Cross Select *
- BCN PCP Focus *
- Healthy Blue Living HMO
- Healthy Blue Living Rewards HMO
- MyBlue Medigap
- UM Premier Care
- UM Premier Care 65
Blue Cross Blue Shield of Michigan (BCBSM)
- Blue Cross Complete (Medicaid HMO)
- Blue Cross Complete MIChild
- Blue Cross Multi-State Plan *
- Blue Cross Premier *
- Blue Cross Physician Choice PPO
- Blue Preferred
- Blue Preferred Plus
- Community Blue
- Healthy Blue Achieve
- Legacy Medigap
- Medicare Complementary Coverage
- MESSA Choices II
- National PPO
- SmartHealth (Tier 2)
- Simply Blue (HRA/HSA)
- Standard Care Network
- Traditional Care Network
- Medicare Plus Blue (PPO)
- Out of State PPO Plans (BlueCard Program)
- Traditional
Bronson Smart Health (Tier 2)
- Preferred Provider Organization PPO
- Exclusive Provider Organization (EPO)
- GWH-Cigna OAP
- GWH-Cigna PPO
- Indemnity
- International
- Network/Network Open Access
- Open Access Plus/Open Access Plus In-Network
- Point of Service (POS)/POS Open Access
- Preferred Provider Organization (PPO)
- Preferred Provider Organization (PPO)
- Preferred Provider Organization (PPO)
CuraNet (through HAP Preferred PPO)
- Preferred Provider Organization (PPO)
Department of Veterans Affairs (VA)
- VA Care in the Community
DMC Care (Tier 2)
GEHA (only when offered through)
- Aetna Signature Administrators
- UnitedHealthcare Options PPO
- Choice/Choice Plus
- Options PPO
- Select/Select Plus
Health Alliance Plan (HAP)
- HAP Personal Alliance HMO *
- HAP HMO*
- HAP EPO*
- HMO (Open Delivery System)
- Point of Service (POS)
- Senior Plus (Open Delivery System)
- Medicaid HMO
- Medicare Advantage
- MIChild
- Midwest Advantage HMO-SNP (restricted to Wayne County residents)
- MI Health Link
- Exclusive Provider Arrangement (EPA)
- Point of Service (POS)
- Preferred Provider Organization (PPO)
HealthPartners (with Cigna logo)
- Open Access Choice
- Open Access Perform
- Choice Medicare Advantage PPO
- Gold Choice Medicare Advantage PFFS
- Preferred Provider Organization (PPO)
- Preferred Provider Organization (PPO)
Mail Handlers Benefit Plan (MHBP) (through First Health)
- McLaren HMO
- McLaren POS
- McLaren Medicaid HMO
- McLaren MIChild
- McLaren Health Advantage PPO
- McLaren PPO
- McLaren Select PPO
- McLaren Rewards (Tier 2) *
- McLaren Young Adult
- McLaren Advantage HMO/D-SNP
- Medicare Advantage SNP-D (specialty only)
- HMO Health Ohio
- SuperMed HMO
- SuperMed Preferred POS
- SuperMed Select POS
- SuperMed Classic PPO
- SuperMed One PPO
- SuperMed Plus PPO
- SuperMed Professional
- Medical Mutual Service Accounts
- Traditional
Medica (with UHC Logo)
Meridian Health Plan of Michigan
- Medicaid HMO
- Advantage Plan (HMO SNP)
- Meridian Choice (ACA - Health Insurance Marketplace)
- Complete (MI Health Link)
- MIChild
- Prime (HMO)
Meritain Health (with the following network logos)
- Aetna
- Cofinity
- First Health
- PHCS
- Connected Care PPO
- Medicaid / Healthy Michigan Plan / MIChild
- Molina Dual Options (MI Health Link)
- Molina Marketplace
MVP Health Care (with Cigna logo)
- Open Access Plus
OneNet PPO (UHC)
- Preferred Provider Organization (PPO)
Oxford Health Plan (UHC)
- Preferred Provider Organization (PPO)
- Elite (Medicare Advantage PPO)
- Multi Access Plan (Tier 2)
- Parkview Signature Care PPO Dual Choice
- Parkview Signature Care PPO Exclusive Advanced
- Parkview Signature Care PPO Exclusive Elite
Physicians Health Plan (PHP)
- HMO
- Preferred Provider Organization (PPO)
- Practical HMO/POS
- Practical PPO
- Premier HMO/POS
- Premier PPO
- Select HMO/POS
- Select PPO
- Sparrow PHP Healthy Plan
- Sparrow PHP Practical Plan
- Priorities Extras HMO
- Priorities Extras HMO West Michigan Partners (Tier 2)
- Priority Health EPO
- Priority Health HMO
- Priority Health POS
- Priority Health PPO
- Priority HealthbyChoice (HMO/PPO/POS)
- Priority Health Holistic (HMO/POS)
- PriorityHSA
- Priority Medicare (HMO/POS)
- Priority Medicare Key (HMO)
- Priority Medicare Value (HMO/POS)
- Priority Medicare Select (PPO)
- Priority Health West Michigan Partners (Tier 2)
Private Health Care Systems (PHCS)
- Remote Prime (Tier 2 – Non Network Provider)
- Reserve Select (Tier 2 – Non Network Provider)
- Retired Reserve (Tier 2 – Non Network Provider)
- Standard (Tier 2 – Non Network Provider)
- Young Adult Standard (Tier 2 – Non Network Provider)
- TRICARE for Life (No Network)
Together Health/U.S. Health and Life
UnitedHealthcare (UHC)
- Basics
- Choice
- Choice Plus/CORE Choice Plus
- Indemnity
- Options PPO
- Select/Select Plus
- Signature Elite (PPO)
- Signature Freedom (PPO)
- Signature Independence (Indemnity)
UnitedHealthcare Community Plan (Michigan Only)
- Medicaid HMO
- MIChild
Washtenaw Health Plan (WHP)
- WHP B (UM PCP)
*Available on the Individual Insurance Marketplace and SHOP