Insurance

Michigan Medicine participates with most insurance plans, including but not limited to, Blue Cross/Blue Shield, Medicare, Medicaid, as well as many commercial and managed care plans. We recommend that you check with your insurance company to determine health care coverage before scheduling your appointment here at Michigan Medicine. If we have a contract with your insurance plan, you will be asked to pay for any out-of-pocket costs, such as copays, coinsurances, deductibles, as well as any non-covered services. If your insurance company does not participate with us, we will send your insurance plan a bill as a courtesy, but any amounts your insurance company does not pay will be your responsibility.

For additional billing and insurance questions, please call Patient Customer Services at:

  • Toll-free (855) 855-0863 or Local (734) 615-0863, Monday through Friday from 8:30 am – 6 p.m.

Below is a list of insurances that participate with the University of Michigan. For a list of participating plans available through the Affordable Care Act Marketplace please see this page

Participating Insurance Plans:

Aetna

  • Affordable Choices (SRC) Indemnity
  • Affordable Choices (SRC) PPO
  • Choice POS II
  • Elect Choice EPO/Open Access
  • Managed Choice POS/Open Access
  • Medicare Advantage Plan PPO
  • Open Choice PPO
  • Select/Open Access
  • Signature Administrators
  • Student Health
  • Traditional Choice/with NAP

Aetna Better Health

  • Aetna Better Health Medicaid/Healthy Michigan Plan
  • Aetna Better Health MIChild HMO
  • Aetna Better Health Premier Plan (MI Health Link)

Alliance Health and Life (AHL)

  • Exclusive Provider Arrangement (EPA)
  • Exclusive Provider Organization (EPO)
  • HAP Personal Alliance PPO *
  • HAP PPO
  • Medicare PPO (Medicare Advantage)
  • Medicare Supplement
  • Point of Service (POS)
  • Preferred Provider Organization (PPO)

AmeriHealth Caritas VIP Care Plus

Beaumont Employee Health Plan (Tier 2)

Blue Care Network (BCN)

  • BCN Advantage HMO (Medicare Advantage)
  • BCN 65
  • Blue Elect Plus
  • BCN HMO
  • Blue Essentials
  • Blue Elect SRO
  • Blue Cross Preferred *
  • Blue Cross Select *
  • BCN PCP Focus *
  • Healthy Blue Living HMO
  • Healthy Blue Living Rewards HMO
  • MyBlue Medigap
  • UM Premier Care
  • UM Premier Care 65

Blue Cross Blue Shield of Michigan (BCBSM)

  • Blue Cross Complete (Medicaid HMO)
  • Blue Cross Complete MIChild
  • Blue Cross Multi-State Plan *
  • Blue Cross Premier *
  • Blue Cross Physician Choice PPO
  • Blue Preferred
  • Blue Preferred Plus
  • Community Blue
  • Healthy Blue Achieve
  • Legacy Medigap
  • Medicare Complementary Coverage
  • MESSA Choices II
  • National PPO
  • SmartHealth (Tier 2)
  • Simply Blue (HRA/HSA)
  • Standard Care Network
  • Traditional Care Network
  • Medicare Plus Blue (PPO)
  • Out of State PPO Plans (BlueCard Program)
  • Traditional

Bronson Smart Health (Tier 2)

CHAMPVA

ChoiceCare Network

  • Preferred Provider Organization PPO

Cigna

  • Exclusive Provider Organization (EPO)
  • GWH-Cigna OAP
  • GWH-Cigna PPO
  • Indemnity
  • International
  • Network/Network Open Access
  • Open Access Plus/Open Access Plus In-Network
  • Point of Service (POS)/POS Open Access
  • Preferred Provider Organization (PPO)

Cofinity

ConnectCare

  • Preferred Provider Organization (PPO)

Coventry Health Care

  • Preferred Provider Organization (PPO)

CuraNet (through HAP Preferred PPO)

  • Preferred Provider Organization (PPO)

Davis Vision

Delta Vision

Department of Veterans Affairs (VA)

  • VA Care in the Community

DMC Care (Tier 2)

First Health

FrontPath Health Coalition

GEHA (only when offered through)

  • Aetna Signature Administrators
  • UnitedHealthcare Options PPO

Golden Rule/UnitedHealth One

  • Choice/Choice Plus
  • Options PPO
  • Select/Select Plus

Health Alliance Plan (HAP)

  • HAP Personal Alliance HMO *
  • HAP HMO*
  • HAP EPO*
  • HMO (Open Delivery System)
  • Point of Service (POS)
  • Senior Plus (Open Delivery System)

HAP Midwest Health Plan

  • Medicaid HMO
  • Medicare Advantage
  • MIChild
  • Midwest Advantage HMO-SNP (restricted to Wayne County residents)
  • MI Health Link

HAP Preferred

  • Exclusive Provider Arrangement (EPA)
  • Point of Service (POS)
  • Preferred Provider Organization (PPO)

HealthPartners (with Cigna logo)

  • Open Access Choice
  • Open Access Perform

Humana

  • Choice Medicare Advantage PPO
  • Gold Choice Medicare Advantage PFFS
  • Preferred Provider Organization (PPO)

Hygeia

  • Preferred Provider Organization (PPO)

Mail Handlers Benefit Plan (MHBP) (through First Health)

McLaren Health Plan

  • McLaren HMO
  • McLaren POS
  • McLaren Medicaid HMO
  • McLaren MIChild
  • McLaren Health Advantage PPO
  • McLaren PPO
  • McLaren Select PPO
  • McLaren Rewards (Tier 2) *
  • McLaren Young Adult
  • McLaren Advantage HMO/D-SNP
  • Medicare Advantage SNP-D (specialty only)

Medical Mutual of Ohio

  • HMO Health Ohio
  • SuperMed HMO
  • SuperMed Preferred POS
  • SuperMed Select POS
  • SuperMed Classic PPO
  • SuperMed One PPO
  • SuperMed Plus PPO
  • SuperMed Professional
  • Medical Mutual Service Accounts
  • Traditional

Medica (with UHC Logo)

Medicare A & B

Meridian Health Plan of Michigan

  • Medicaid HMO
  • Advantage Plan (HMO SNP)
  • Meridian Choice (ACA - Health Insurance Marketplace)
  • Complete (MI Health Link)
  • MIChild
  • Prime (HMO)

Meritain Health (with the following network logos)

  • Aetna
  • Cofinity
  • First Health
  • PHCS

Michigan Medicaid

MidMichigan Health Network

  • Connected Care PPO

Molina Healthcare of Michigan

  • Medicaid / Healthy Michigan Plan / MIChild
  • Molina Dual Options (My Health Link)
  • Molina Marketplace

MVP Health Care (with Cigna logo)

  • Open Access Plus

OneNet PPO (UHC)

  • Preferred Provider Organization (PPO)

Oxford Health Plan (UHC)

  • Preferred Provider Organization (PPO)

Paramount

  • Elite (Medicare Advantage PPO)
  • Multi Access Plan (Tier 2)

Parkview Signature Care

  • Parkview Signature Care PPO Dual Choice
  • Parkview Signature Care PPO Exclusive Advanced
  • Parkview Signature Care PPO Exclusive Elite

Physicians Care

Physicians Health Plan (PHP)

  • HMO
  • Preferred Provider Organization (PPO)
  • Practical HMO/POS
  • Practical PPO
  • Premier HMO/POS
  • Premier PPO
  • Select HMO/POS
  • Select PPO
  • Sparrow PHP Healthy Plan
  • Sparrow PHP Practical Plan

Priority Health

  • MyPriority HMO *
  • MyPriority MyHealth HMO *
  • MyPriority Access PPO *
  • MyPriority MyHealth Access PPO *
  • Priorities Extras HMO
  • Priorities Extras HMO West Michigan Partners (Tier 2)
  • Priority Health EPO
  • Priority Health HMO
  • Priority Health POS
  • Priority Health PPO
  • Priority HealthbyChoice (HMO/PPO/POS)
  • Priority Health Holistic (HMO/POS)
  • PriorityHSA
  • Priority Medicare (HMO/POS)
  • Priority Medicare Key (HMO)
  • Priority Medicare Value (HMO/POS)
  • Priority Medicare Select (PPO)
  • Priority Health West Michigan Partners (Tier 2)

 

Private Health Care Systems (PHCS)

TRICARE

  • Remote Prime (Tier 2 – Non Network Provider)
  • Reserve Select (Tier 2 – Non Network Provider)
  • Retired Reserve (Tier 2 – Non Network Provider)
  • Standard (Tier 2 – Non Network Provider)
  • Young Adult Standard (Tier 2 – Non Network Provider)
  • TRICARE for Life (No Network)

Together Health/U.S. Health and Life

UnitedHealthcare (UHC)

  • Basics
  • Choice
  • Choice Plus/CORE Choice Plus
  • Indemnity
  • Options PPO
  • Select/Select Plus

UnitedHealthcare West

  • Signature Elite (PPO)
  • Signature Freedom (PPO)
  • Signature Independence (Indemnity)

UnitedHealthcare Community Plan (Michigan Only)

  • Medicaid HMO
  • MIChild

Washtenaw Health Plan (WHP)

  • WHP B (UM PCP)

*Available on the Individual Insurance Marketplace and SHOP