Health insurance options under the Affordable Care Act

Healthy Michigan Plan enrollment open all year

The federal Affordable Care Act (sometimes called Obamacare) brings many new options for health insurance coverage for individuals, families and small businesses. 

U-M coverage help

These include:

Medicaid coverage for more Michigan residents under the Healthy Michigan Plan (Enrollment and coverage continue all year)

Individual & family plans available for purchase on a federal Marketplace - and subsidies & tax credits that can lower the cost of buying these plans (Open enrollment started November 1, 2015 and continues through Jan. 31, 2016. Enroll by Dec. 15 to have coverage on Jan. 1. Enrollment is always open for those who lose coverage or have another qualifying life event)

An online Small Business Health Options Program Marketplace for small businesses to buy coverage for their employees

Anyone can call our Patient Financial Counselors for help at (877) 326-9155 between 8 a.m. and 8 p.m. Monday-Friday. 

Or email them at . Our staff is fully trained in all insurance options, and ready to serve our patients and their families, and the broader community.

The UMHS Regional Alliance for Healthy Schools (RAHS) also has several trained counselors available to offer by-appointment help. Call 734-998-5795 between 8 a.m. and 4 p.m. Monday-Friday, or email

Our Student-Run Free Clinic also offers appointments on Saturdays in Pinckney, Michigan to help uninsured people explore their options and enroll, with the help of medical students trained as Certified
Application Counselors. Find out more here. 


Which plans will offer access to UMHS hospitals, health centers and doctors? Find out here.

 For general information about the Affordable Care Act and what it means to you, or explore and enroll in plans on your own,  visit for more information.


Last updated 11/10/15