Health insurance options under the Affordable Care Act

Healthy Michigan Plan enrollment open all year

The federal Affordable Care Act (sometimes called Obamacare) brings many new options for health insurance coverage for individuals, families and small businesses.

U-M coverage help

 These include:

  • Medicaid coverage for more Michigan residents under the Healthy Michigan Plan (Enrollment and coverage continue all year)
  • Individual & family plans available for purchase on a federal Marketplace - and subsidies & tax credits that can lower the cost of buying these plans (Open enrollment now closed; enrollment still open for those who lose coverage or have another qualifying life event)
  • An online Small Business Health Options Program Marketplace for small businesses to buy coverage for their employees


SPECIAL ENROLLMENT PERIOD: If you have to pay a penalty on your 2014 federal income taxes for not having health insurance in 2014, you may be able to enroll in coverage for 2015 (and avoid another penalty) if you sign up between March 15 and April 30. Call our counselors to find out more!


Anyone can call our Patient Financial Counselors for help at (877) 326-9155 between 8 a.m. and 8 p.m. Monday-Friday. 

Or email them at . Our staff is fully trained in all insurance options, and ready to serve our patients and their families, and the broader community.

The UMHS Regional Alliance for Healthy Schools (RAHS) also has several trained counselors available to offer by-appointment help. 

Call 734-998-5795 between 8 a.m. and 4 p.m. Monday-Friday, or email


For general information about the Affordable Care Act and what it means to you, or explore and enroll in plans on your own,  visit for more information.

Last updated 2/19/15