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University of Michigan Hospital

Insurance

We welcome patients with all types of insurance. 

We accept most insurance plans such as Blue Cross/Blue Shield, Medicaid, Medicare, TRICARE Standard, HAP and numerous managed care plans and programs. If you do not see your insurance plan listed below, it does not mean that you cannot receive care at our health system. Patients with traditional insurance have total flexibility and are not restricted to specific providers, however these plans usually involve more out-of-pocket expenses for patients than managed care plans. Patients with PPO coverage are free to see providers outside their preferred network, but may have higher out-of-pocket costs. Patients with HMO coverage may be seen at UMHS provided we have permission from the health plan prior to your appointment.

If your insurance is not one of our Participating Insurance Plans, we will send your insurance company a bill as a courtesy, but any amounts your insurance company does not pay are your responsibility.

If you have questions about a specific insurance, please call 800-914-8561 or 800-992-9475, or check with your insurance plan regarding benefit coverage and out-of-pocket costs.

Participating Insurance Plans

INSURANCE PLAN
HMO
PPO
POS
EPO
Medicare
Advantage
Medicaid
HMO
Aetna
 
X
X
X
 
 
Blue Cross Complete
 
 
 
 
 
X
BCN
X
 
 
 
X
 
BCBSM
 
X
 
 
X
 
ChoiceCare
 
X
 
 
 
 
CIGNA
(excludes Great-West)
 
X
X
X
 
 
Cofinity
 
X
 
 
 
 
ConnectCare
 
X
 
 
 
 
First Health
 
X
 
 
 
 
FrontPath
 
X
 
 
 
 
HAP
X
X
X
X
X
 
HealthPlus
X
X
   
X
 
Humana  
X
       
Meridian Health Plan of Michigan        
X

 

Midwest Health Plan
 
 
 
 
 
X
MultiPlan
 
X
 
 
 
 
PHP
X
X
 
 
 
 
Physicians Care
 
X
 
 
 
 
Physicians’ Choice Network
 
X
 
 
 
 
PHCS
 
X
 
 
 
 
U-M Premier Care
X
 
 
 
 
 
United Healthcare
X
X
X
 
 x
 x
Washtenaw Health Plan
X
 
 
 
 
 

 

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Contact Us at 1-800-211-8181. For emergencies, call 911.
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